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Schedule of Fees

The rates, fees, and terms applicable to your account at the Credit Union are provided in this Rate and Fee Schedule. The Credit Union may offer other rates for these accounts from time to time.

The rates and fees appearing in this Schedule are accurate and effective for accounts as of September 10, 2008.

Savings Account Fees
Regular Savings and MY Account Savings Account Minimum Balance $25.00/Month if the minimum balance is not maintained
Money Market Account:
        NSF
        Excess Transaction

$29.00/Item $29.00/Item
Account Closure $25.00 if closed within 6 months of opening
Checking Account Fees
MY Account Check Cleared $2.00/Item
Overdraft $2.50/Item up to 6 per month
NSF Created by Checks, ATM Withdrawals, e-Pay Transactions or Any Other Source $29.00/Item
Stop Payment $10.00/Request, $15.00 per item stopped
Check Printing Prices may vary depending upon style
Paid Check $29.00/Item
Paid ACH $29.00/Item
Check Copy $3.00/Item
Courtesy Pay $29.00/Item
Electronic Funds Transfer Fees
ATM Withdrawal - Non-SSSCU First 4 are free then $1.50/Transaction
PIN Change or Re-Encode $2.00
ATM Empty Envelope Deposited $10.00
Errors on Non-SSSCU ATM Deposit Slips $5.00
e-Pay $4.95/Month
Electronic Stop Payment $10.00/Item
Other Service Fees (applicable to all accounts)
Account Research $25.00/Hour
Statement Copy $5.00/Copy
Deposited Item Return $7.50/Item
Other Service Fees (applicable to all accts.) (cont'd)
Wire Transfer:
        Incoming
        Outgoing

$10.00/Transfer
$25.00/Transfer
Cashier's Check $3.00/Check
Money Order (MO) $2.00/Money Order
Counter Check $1.00/Check
Traveler's Checks 1% of dollar amount
Traveler's Checks for Two 1% of dollar amount
Account Levy $50.00
Wire Transfer Outside of United States - Outgoing $45.00/Transfer
Plastic Card Replacement $5.00/Card
Western Union Commercial Money Order $17.50 up to $54.50 depending on dollar amount
Employee Assisted Telephone Transfer $3.00/Transfer
Payment with Callipay $9.95
Expedited Payments $9.95
Coin Exchange 5% on all amounts
Visa Gift Debit Card Purchase:
        Member
        Non-Member

$5.00
$10.00
Line of Credit Transfer $2.50/$250.00 increment
IRA Periodic Distribution (Check) $5.00/Check
Loan Fee
Safe Deposit Boxes
3" x 5" Box $25.00/Year
5" x 5" Box $50.00/Year
3" x 10" Box $75.00/Year
10" x 10" Box $150.00/Year
Drilling of Box $100.00
Lost Key $10.00
Credit Union Membership
Membership Savings:
        Adult Savings
        Junior Savings (under age 18)

$100.00 par value
$25.00 par value
Equal Housing Lender. Your deposits are insured to $250,000 per account by American Share Insurance. Additional coverage up to $250,000 provided by Excess Share Insurance Corporation. © Silver State Schools Credit Union
PO Box 12037, Las Vegas, NV 89112-0037
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