Schedule of Fees
The rates, fees, and terms applicable to your account at the Credit Union are provided in this Rate and Fee Schedule. The Credit Union may offer other rates for these accounts from time to time.
The rates and fees appearing in this Schedule are accurate and effective for accounts as of January 1, 2010.
| Savings Account Fees | |
|---|---|
| Regular Savings and MY Account Savings Account Minimum Balance | $25.00/Month if the minimum balance is not maintained |
|
Money Market Account: NSF Excess Transaction |
$29.00/Item $29.00/Item |
| Account Closure | $25.00 if closed within 6 months of opening |
| Escheat Letters | $25.00 Annually |
| Inactive Accounts | $5.00/Month |
| Inaccurate/Bad Address | $10.00/Month |
| Paper Statements | $2.00/Statement |
| Checking Account Fees | |
|---|---|
| Regular Checking: | |
|
Monthly Maintenance Fee* (*Fee goes into effect May 10, 2010) |
$5.00/Month |
| * waived if accountholder is older than 60 years or younger than 18 years of age, OR maintains a minimum balance of $5,000 in checking at all times, OR has aggregate deposit/loan balances of $20,000 or more. | |
| Checks – Cleared or Paid | $0.25/Check in excess of 15 per month |
| Paper Statements | $2.00/Statement |
| e-Checking; fees effective upon opening: | |
| Paper Check – Cleared | $5.00/Item |
| Branch or Call Center Employee Assisted Checking Account Functions; Inquiries, Deposits, Withdrawals, Cashing Services | $5.00/Occurrence |
| Paper Statements | $5.00/Statement |
| MY Account: | |
| Paper Check – Cleared | $2.00/Item |
| General (applicable to ALL Checking Accounts): | |
| Overdraft | $2.50/Item up to 6 per month |
| NSF Created by Checks, ATM Withdrawals, e-Pay Transactions or Any Other Source | $29.00/Item |
| Stop Payment | $20.00/Item stopped |
| Check Printing | Prices vary depending on style selected |
| Check Copy | $3.00/Item |
| Courtesy Pay | $29.00/Item |
| Electronic Funds Transfer Fees | |
|---|---|
| ATM Withdrawal - Non-SSSCU | First 4 are free then $1.50/Transaction |
| PIN Change or Re-Encode | $2.00 |
| ATM Empty Envelope Deposited | $10.00 |
| Errors on Non-SSSCU ATM Deposit Slips | $5.00 |
| e-Pay | $4.95/Month |
| Electronic Stop Payment | $10.00/Item |
| Other Service Fees (applicable to all accounts) | |
|---|---|
| Account Research | $25.00/Hour |
| Statement Copy | $5.00/Copy |
| Deposited Item Return | $10.00/Item |
| Cashier's Check | $3.00/Check |
| Money Order (MO) | $2.00/Money Order |
| Counter Check | $1.00/Check |
| Traveler's Checks | 1% of dollar amount |
| Traveler's Checks for Two | 1% of dollar amount |
| Account Levy | $50.00 |
|
Wire Transfer (Domestic):
Incoming Outgoing |
$10.00/Transfer $35.00/Transfer |
|
Wire Transfer (International) Outgoing |
$55.00/Transfer |
| Plastic Card Replacement | $5.00/Card |
| Western Union Commercial Money Order | $17.50 up to $54.50 depending on dollar amount |
| Employee Assisted Telephone Transfer | $3.00/Transfer |
| Payment with Callipay | $9.95 |
| Expedited Payments | $9.95 |
| Coin Exchange | 5% on all amounts |
|
Visa Gift Debit Card Purchase:
Member Non-Member |
$5.00 $10.00 |
| Line of Credit Transfer | $2.50/$250.00 increment |
| IRA Periodic Distribution (Check) | $5.00/Check |
| IRA Maintenance | $25.00 (Upon opening/closing) |
| Stop Payment | $20.00/Item stopped |
| Automatic system advance ($50 increments) for overdraft from Line of Credit | $2.50/Occurrence |
| Safe Deposit Boxes | |
|---|---|
| 3" x 5" Box | $25.00/Year |
| 5" x 5" Box | $50.00/Year |
| 3" x 10" Box | $75.00/Year |
| 5" x 10" Box | $100.00/Year |
| 10" x 10" Box | $150.00/Year |
| Drilling of Box | $150.00 |
| Lost Key | $10.00 |
| Credit Union Membership | |
|---|---|
|
Membership Savings:
Adult Savings Junior Savings (under age 18) |
$100.00 par value $25.00 par value |
