Schedule of Fees
The rates, fees, and terms applicable to your account at the Credit Union are provided
in this Rate and Fee Schedule. The Credit Union may offer other rates for these
accounts from time to time.
The rates and fees appearing in this Schedule are accurate and effective for accounts
as of July 2005.
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ATM and Electronic Transfer Fees
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ACH Stop Payment
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$10.00
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Bill Payer
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$4.95 (currently waived)
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Deposit Corrections
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$5.00
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Empty Envelope
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$10.00
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Errors in Non Proprietary Deposit Slips
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$5.00
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Four VISA Debit Non Proprietary ATM Withdrawals/month
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No Charge
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Non Proprietary ATM Withdrawal Fee
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$1.50/item
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Replacement ATM Card
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$5.00
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Replacement PIN
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$2.00
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General Account Fees
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Account Reconciliation Assistance
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$15.00/hour
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ACH Return
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$29.00
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Below Minimum Balance (Membership Savings Account)
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$25.00 (per month if min. balance is not maintained)
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Cashiers Check
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$1.50/item
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Check Printing
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Actual Charge
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Coin Exchange Fee
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5% of amount over $100
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Copy of Check
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$2.00/item
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Counter Checks
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$1.00/item
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Courtesy Pay Fee
If your account is not brought to a positive balance within 14 calendar
days the credit union will assess a $10 per day fee.
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$29.00/item
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Deposited Items Unpaid
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$7.50/item
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International Wire
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$45.00
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Money Order
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$1.00/item
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Non-Sufficient Funds
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$29.00/item
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Non-Sufficient Funds(Bill Payer)
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$29.00/item
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Notary
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$1.00/item
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Operator Assisted Telephone Transfer Fee
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$2.00
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Overdraft Transfer Fee
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$2.50 (Limit 6 per month)
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Paid Draft Fee
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$29.00
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Replacement Statements
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$3.00/per statement
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Stop Payment
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$5.00/per request
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Stop Payment Fee
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$20.00/per item stopped
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Traveler's Check (two signatures)
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$.50 per $100.00
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Traveler's Check(single signature)
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Free to member
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VISA Gift Card
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Purchase Fee: $3.00
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Western Union Transfers
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Actual Charges
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Wire Transfer (Incoming)
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$10.00
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Wire Transfer (Outgoing/Domestic)
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$18.00
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Wire Transfer (Outgoing/International)
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$45.00
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Loan Fees
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Re-Application Fee (90 days same loan type)
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$50.00
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Safe Deposit Box Fees
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Drilling
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$100.00
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Key Deposit
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None
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Lost Key
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$10.00
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Replace Two Keys
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$100.00
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Size 10x10
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$125.00/year
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Size 3x10
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$50.00/year
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Size 3x5
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$25.00/year
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Size 5x10
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$75.00/year
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Size 5x5
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$40.00/year
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