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Schedule of Fees

The rates, fees, and terms applicable to your account at the Credit Union are provided in this Rate and Fee Schedule. The Credit Union may offer other rates for these accounts from time to time.

The rates and fees appearing in this Schedule are accurate and effective for accounts as of July 2005.

ATM and Electronic Transfer Fees
ACH Stop Payment $10.00
Bill Payer $4.95 (currently waived)
Deposit Corrections $5.00
Empty Envelope $10.00
Errors in Non Proprietary Deposit Slips $5.00
Four VISA Debit Non Proprietary ATM Withdrawals/month No Charge
Non Proprietary ATM Withdrawal Fee $1.50/item
Replacement ATM Card $5.00
Replacement PIN $2.00

General Account Fees
Account Reconciliation Assistance $15.00/hour
ACH Return $29.00
Below Minimum Balance (Membership Savings Account) $25.00 (per month if min. balance is not maintained)
Cashiers Check $1.50/item
Check Printing Actual Charge
Coin Exchange Fee 5% of amount over $100
Copy of Check $2.00/item
Counter Checks $1.00/item
Courtesy Pay Fee
If your account is not brought to a positive balance within 14 calendar days the credit union will assess a $10 per day fee.
$29.00/item
Deposited Items Unpaid $7.50/item
International Wire $45.00
Money Order $1.00/item
Non-Sufficient Funds $29.00/item
Non-Sufficient Funds(Bill Payer) $29.00/item
Notary $1.00/item
Operator Assisted Telephone Transfer Fee $2.00
Overdraft Transfer Fee $2.50 (Limit 6 per month)
Paid Draft Fee $29.00
Replacement Statements $3.00/per statement
Stop Payment $5.00/per request
Stop Payment Fee $20.00/per item stopped
Traveler's Check (two signatures) $.50 per $100.00
Traveler's Check(single signature) Free to member
VISA Gift Card Purchase Fee: $3.00
Western Union Transfers Actual Charges
Wire Transfer (Incoming) $10.00
Wire Transfer (Outgoing/Domestic) $18.00
Wire Transfer (Outgoing/International) $45.00

Loan Fees
Re-Application Fee (90 days same loan type) $50.00

Safe Deposit Box Fees
Drilling $100.00
Key Deposit None
Lost Key $10.00
Replace Two Keys $100.00
Size 10x10 $125.00/year
Size 3x10 $50.00/year
Size 3x5 $25.00/year
Size 5x10 $75.00/year
Size 5x5 $40.00/year
Equal Housing Lender. Your deposits are insured to $250,000 per account by American Share Insurance. Additional coverage up to $250,000 provided by Excess Share Insurance Corporation. © Silver State Schools Credit Union
PO Box 12037, Las Vegas, NV 89112-0037
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