Visa® Debit Card
Our Visa Debit card works like a check, only better. When you make purchases, the amount is deducted directly from your checking account — but you also enjoy added convenience and security protections.
Easier Than Cash And Checks
Just use your Visa Debit card when you are ready to pay. It works fast, so there's no need to write checks or fumble for change. Plus, you'll save on trips to the ATM and can leave your checkbook at home.
Your Visa Debit Card is Always Welcome
Because it's accepted at millions of places worldwide, you can use it for nearly anything, including:
- Monthly bills
- Fast food
- Retail merchandise
- Movie tickets
- Gas and automotive services
- Internet/online purchases
- Phone orders
Improve your money management with an up-to-date balance and transaction history
Debit card transactions are automatically deducted from your checking account and typically posted within 24 hours of your purchase. So you can check your updated balance and transaction record with online or by phone. In addition, every month your checking account statement details your purchases, including merchant name, location, date and amount. So it's easy to see where your money goes.
Enjoy 3 ways to pay with Visa Debit...
- Sign for purchases
To ensure your purchase is protected; tell the cashier you want to sign for your purchase. Or, if there's a PIN pad, swipe your card, press "credit" and sign. There's no need to enter your PIN. You'll be protected by Visa's Zero Liability policy*.
- PIN for cash back
If you want cash back (at certain merchants), simply tell the cashier how much or, if there's a PIN pad, swipe your card, press "debit" and enter your PIN.
- Purchases without a signature or PIN
For many purchases of $25 or less you may not be asked to sign the receipt or enter your PIN. In these environments, your purchase — even if it's a $2 cup of coffee — is still protected from fraudulent activity.
You'll receive these same security protections when you use your Visa Debit card for online, phone and mail orders or for purchases at merchants that do not require a signature.
If you need cash, access surcharge-free ATMs
Call 800.357.9654 to Report a Lost or Stolen Debit Card
*Visa's Zero Liability Policy protects you from unauthorized charges. Any funds taken from your account due to fraudulent use will be returned to you. Covers U.S.-issued Visa Debit/check cards only. Does not apply to ATM transactions or PIN transactions not processed by Visa. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify Silver State Schools Credit Union immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please contact Silver State Schools Credit Union.