Happy family driving in dream car financed with SSSCU.
AUTO LOANS

RATES AS LOW AS 5.99% APR* OR $250 CASH BACK WHEN YOU REFINANCE

Upgrade to your dream ride or refinance your vehicle loan from another lender and receive an additional $250 cash back with the best auto loan rates in Las Vegas.

NAVIGATE YOUR AUTO LOAN FINANCING WITH CONFIDENCE

Happy older couple driving in dream car financed with SSSCU.

Drive home in your dream car, truck, or SUV, or Refinance your current vehicle with our Best-in-Market rates starting as low as 5.99% APR*. Refinance your loan from another lender and receive an additional $250 Cash Back!

LIMITED TIME OFFER: Apply now to get started on a pre-approval today!

retired couple laughing while they drive
GET A GREAT DEAL

SAVE MORE WITH OUR PREFERRED DEALERSHIPS

We work with local dealers to give you the best possible experience when you’re buying a new or used car. Contact one of our preferred dealerships to learn about their competitive pricing and superior customer service.

AUTO LOAN FAQs

Because credit unions are member-owned, credit union car loans may offer better rates and more flexible terms than other types of car loans. As a member of SSSCU, you share in our profits in the form of better rates and benefits.

No, a down payment is not always required for a vehicle loan. Contact us for more details, or start your application and we’ll get in touch to discuss your options.

Yes, we check your credit when you apply for a vehicle loan. If you have a low credit score or a limited credit history, you may still qualify for a loan if you have a co-applicant. Contact us for more information, or start your application and we’ll get in touch to discuss your options.

We offer loans for a range of different types of vehicles, including:

  • Cars, vans, and trucks
  • Boats, RVs, ATVs, and other power sport vehicles
  • Motorcycles
  • Towable trailers

Yes, we offer loans for used vehicles. Contact us for more information, or start your application and we’ll get in touch to discuss your options.

EXPLORE OUR VEHICLE LOANS

Loans

Boat & RV Loans

Finance a new or used boat, RV, or ATV at a low, competitive rate and get ready for your next adventure in the great outdoors.

Loans

Refinance Auto Loans

Save up to 2% on your rate and get flexible terms that work for you when you refinance your vehicle loan from another lender.

Loans

Auto Title Loans

Use the equity in your vehicle to borrow the extra cash you need at lower rates than credit cards and unsecured loans.

SET YOURSELF UP FOR FINANCIAL SUCCESS

Learn more about how to manage your money and increase your financial wellness.

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Disclosures

*APR=Annual Percentage Rate.

Next Auto Purchase Loan: Pre-approval offer requires a minimum loan amount of $10,000 and no down payment.

Refi Auto Loan: Pre-approval offer requires a minimum loan amount of $10,000.

Silver State Schools Credit Union finances up to 100% of MSRP (new) or the Kelley Blue Book Retail Value (used vehicles). The maximum APR will not exceed 16.79%. Loan amount may exceed 100% of the Loan-to-Value (LTV) of the vehicle with additional terms and conditions to qualify. Payment example: The payment per $1,000 for a car loan with a term of 60 months at 5.99% APR will be $19.34. Other terms, conditions, fees, and collateral requirements may apply. Offer excludes refinancing of other existing SSSCU loans. Excludes motorcycles, boats, or other recreational vehicles. Other vehicle loan programs may be available. May not be combined with other offers.

Actual rate depends on credit score, term, and amount of loan. All loans subject to credit approval, verification, and collateral evaluation. Rates, terms, and conditions are subject to change.

Membership eligibility is required. Must be a Silver State Schools Credit Union member to borrow. Membership at SSSCU requires a savings account with a minimum balance of $25.00.

This offer excludes loans currently with SSSCU.