Silver State Schools Credit Union
Our Westcliff Branch, located at 170 South Rainbow Blvd. is now open. Hours: Mon-Fri 9-5pm & Sat 9-3pm.Our Westcliff Branch, located at 170 South Rainbow Blvd. is now open. Hours: Mon-Fri 9-5pm & Sat 9-3pm.
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Current Rates

Rates are effective as of: 5/26/2017

We may change the information in this deposit rate sheet at any time without notice. As examples, we may add, delete or change APYs, tiers and Certificate terms. Please review the rate and fee schedule - deposit accounts for additional provisions and conditions that apply to these accounts.

Deposit Rates

Savings

SavingsMinimum Balance to Earn DividendsRateAPY*
Regular Savings$100.000.05%0.05%
Junior Savings$25.000.05%0.05%
MYAccount Savings$50.000.05%0.05%
Secondary Savings$0.000.05%0.05%

Checking

CheckingMinimum Balance to Earn DividendsRateAPY*
Regular CheckingN/A0.00%0.00%

Money Market Accounts

Money Market AccountsMinimum Deposit to OpenMinimum Balance to Earn DividendsRateAPY*
Insured Money Market$2,500.00$0.00 - $2,499.000.05%0.05%
$2,500.00 - $24,999.000.05%0.05%
$25,000.00+0.15%0.15%
Insured Money Market Plus$100,000.00$0.00 - $99,999.000.05%0.05%
$100,000.00+0.25%0.25%

Regular Certificates

($500.00 Minimum Deposit to Open)
TermRateAPY*
3-5 months0.15%0.15%
6-11 months0.25%0.25%
12-23 months0.30%0.30%
24-35 months0.45%0.45%
36-47 months0.55%0.55%
48-59 months0.85%0.85%
60 months1.00%1.00%

Jumbo Certificates

($100,000.00 Minimum Deposit to Open)
TermRateAPY*
6-11 months0.30%0.30%
12-23 months0.35%0.35%
24-35 months0.45%0.45%
36 months0.55%0.55%

Traditional, Roth, & Education IRA Savings

Minimum Balance to Earn DividendsRateAPY*
$0.00 - $2,499.000.25%0.25%
$2,500.00 - $24,999.000.25%0.25%
$25,000.00+0.25%0.25%

Traditional, Roth, & Education IRA Certificates

($500.00 Minimum Deposit to Open)
TermRateAPY*
12-23 months0.30%0.30%
24-35 months0.45%0.45%
36-47 months0.55%0.55%
48-59 months0.85%0.85%
60 months1.00%1.00%

Jumbo IRA Certificates

($100,000.00 Minimum Deposit to Open)
TermRateAPY*
12 months0.35%0.35%
24 months0.45%0.45%

Loan Rates

Auto & Truck Loans

TermsAPR* Range
Up to 84 monthsAs low as 2.49%
Note: Actual rate depends on credit score, term, and amount of loan. All loans subject to credit approval, verification, and collateral evaluation.

Boat Loans & Recreational Vehicles

TermsAPR* Range
Up to 144 monthsAs low as 5.49%
Note: Actual rate depends on credit score, term, and amount of loan. All loans subject to credit approval, verification, and collateral evaluation.

Motorcycle Loans

TermsAPR* Range
Up to 84 monthsAs low as 5.49%
Note: Actual rate depends on credit score, term, and amount of loan. All loans subject to credit approval, verification, and collateral evaluation.

Power Sport Loans

TermsAPR* Range
Up to 84 monthsAs low as 5.49%
Note: Actual rate depends on credit score, term, and amount of loan. All loans subject to credit approval, verification, and collateral evaluation.

Towable Trailer Loans

TermsAPR* Range
Up to 144 monthsAs low as 5.49%
Note: Actual rate depends on credit score, term, and amount of loan. All loans subject to credit approval, verification, and collateral evaluation.

Certificate & Savings Secured Loans

Loan AmountTermsAPR*
Balance of Savings/CertificateUp to 144 months3.00% over Savings/Certificate Rate
Note: All loans subject to credit approval, verification, and collateral evaluation.

Personal Loans

Loan AmountTermsAPR* Range
Up to $20,000Up to 60 monthsAs low as 6.99%
Note: All loans subject to credit approval. Other terms and conditions may apply, ask for details.

Personal Lines of Credit

Loan AmountTermsAPR* Range
Up to $20,000N/AAs low as 9.99%
Note: Up to 80% loan-to-value financing. All loans subject to credit approval, verification, and collateral evaluation. Other terms and conditions may apply, ask for details.

Auto Title Loans

TermsAPR* Range
Up to 84 monthsAs low as 3.49%
Note: Vehicle is used as collateral. All loans subject to credit approval. Other terms and conditions may apply, ask for details

Advanced Curriculum Loan

Loan AmountTermsAPR* Range
Up to $5,000Up to 48 monthsAs low as 5.49%
Note: All loans subject to credit approval. Other terms and conditions may apply, ask for details.

Classroom Supply Loan

Loan AmountTermsAPR*
$1,00012 months1.99%
Note: All loans subject to credit approval. Other terms and conditions may apply, ask for details.

Retirement Credits Personal Loan

Loan AmountTermsAPR* Range
Up to $25,000Up to 72 monthsAs low as 5.49%
Note: All loans subject to credit approval. Other terms and conditions may apply, ask for details.

Retirement Credits Home Equity Loan

Loan AmountTermsAPR* Range
$3,500 to $250,00060 to 120 monthsAs low as 3.99%
$3,500 to $250,000144 to 240 monthsAs low as 4.49%
Note: Up to 80% loan-to-value financing. All loans subject to credit approval, verification, and collateral evaluation. Other terms and conditions may apply, ask for details.

New Teacher Loan

Loan AmountTermsAPR*
$2,00027 months6.99%
Note: Two $1,000 non-qualifying personal loans are available to newly-contracted teachers entering their first contract year with the Clark County School District. A new teacher has an opportunity to take advantage of one, or both, of these loans within 30 days of their new hire orientation date. Other terms and conditions may apply, ask for details.

Educator Loan

Loan AmountTermsAPR*
$1,00015 months6.99%
Note: A non-qualifying personal loan available to existing licensed teachers. Teachers looking to take advantage of the SSSCU Educator Loan must provide the Credit Union with proof of licensed employment. Other terms and conditions may apply, ask for details.

Home Equity Loans

Loan AmountTermsAPR* Range
$5,000 to $250,000Up to 240 monthsAs low as 5.49%
Note: Up to 80% loan-to-value financing. Actual rate depends on credit score, term, and amount of loan. All loans subject to credit approval, verification, and collateral evaluation.

Home Equity Lines of Credit

Loan AmountTermsAPR* Range
$10,000 to $250,00010 year drawAs low as 4.75%
Note: 10 year draw and then 10 year amortization. Rate is based on Prime plus a margin with a 4% floor and 18% cap. Actual rate depends on credit score, term, and amount of loan. All loans subject to credit approval, verification, and collateral evaluation.

Credit Cards

TypeAPR* Range
Points RewardAs low as 10.00%
No Rewards Best RateAs low as 8.00%
Secured CardAs low as 14.00%
Note: All loans subject to credit approval. Other terms and conditions may apply, ask for details.

Mortgages

Click here for current mortgage rates.

*APY=Annual Percentage Yield, APR=Annual Percentage Rate

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New Teacher Loans 2
Personal and Vehicle Loans 2
American Share Insurance
Equal Housing Lender