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Buying a Car

Taking your first steps toward buying a car is exciting, but it can also be a bit overwhelming, especially when you realize that it’s one of the most expensive purchases you’ll ever make.

Ready to buy a car? Silver State Schools Credit Union has everything you need to make the process easy, understandable, and affordable. Whether it’s helping you find your first car, or applying for a car loan, we’re here to help you every step of the way.

Shopping for Your Car

The first step is to determine how much you can afford. Use our payment calculator to determine what your monthly payments will be based on your down payment. Don’t forget to factor in the real cost of driving; even after your down payment and monthly payments, it costs money to maintain a car.

You’ll also want to consider how much you want to spend on your car. Just because you can afford a $30,000 car doesn’t mean you’ll want to spend that much.

Big or small, new or used, or maybe even green?

Next decide what type of car you want. Before you get too far into your wish list, visit Kelley Blue Book to research new and used car prices. Figure out what cars meet your needs as well as your budget. Are you looking for a hybrid or a Hummer? Do you want a new or used car? Do you need to transport a set of drums for band practice, or do you need to fit into a tight spot every day at work? What options are important to you and what can you sacrifice for price?

Once you get a sense of what you want, refine your search and look for the best prices. Visit our Preferred Dealerships for a selection of thousands of cars, featuring nearly every make and model.

Next: Paying For Your Car
Buying a car 1
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