PERSONAL LOANS
PERSONAL LOANS FOR
LIFE’S BIG MOMENTS
Simplify your payments and maximize your monthly savings with this low rate Personal Loan offer starting at 6.99% APR*.
START PLANNING FOR TOMORROW
At Silver State Schools Credit Union, we know that managing your finances wisely is all about planning for the future, achieving your goals, and ensuring peace of mind. That’s why we’re offering Personal Loans tailored to help you achieve your goals efficiently.
- Exclusive Member Rates: As a valued member, you have access to some of the most competitive rates available starting as low as 6.99% APR*.
- Enhanced Borrowing Power: With loan amounts up to $50,000, you can borrow with confidence, knowing you have the financial resources to achieve your goals.
- Customized Flexibility: With terms up to 24 months, choose a repayment plan that suits your financial strategy.
Not a member yet? Anyone can join and take advantage of these exclusive benefits!
HOW CAN A PERSONAL LOAN ENHANCE MY FINANCIAL STRATEGY?
- Consolidate High Interest Debt: Streamline your finances by consolidating high-interest debts into one manageable monthly payment.
- Finance Major Life Events: Whether it’s funding a home renovation, covering medical expenses, or planning a significant event, a personal loan provides financial flexibility.
- Plan For the Unexpected: Financial peace of mind comes from being prepared for the unknown. A personal loan can help you establish an emergency fund.
Start Planning for Tomorrow
PERSONAL LOAN FAQs
A personal loan can help you build your credit if you make all of your payments on time, because your payment history factors into your credit score.
However, it’s important to make sure that the loan fits into your budget. If you miss any of your loan payments, that can negatively affect your credit and leave you in a worse situation.
No, you can only use the balances in your Certificate or Savings accounts as collateral for a secured personal loan.
No, we don’t check your credit when you apply for a secured personal loan. However, we do usually check your credit for other types of personal loans and lines of credit.
EXPLORE OUR ACCOUNT OPTIONS
Advantage Checking
Earn dividends on your checking balance and get access to identity theft protection and credit monitoring, plus discounts, rewards, and more.
MyAccount Checking
Our checking account for students and young adults age 25 and under, with Online and Mobile Banking and a contactless Visa® Debit Card.
SMART Checking
Features a simple and secure Visa® Debit Card for children and teens ages 10 to 17.
SET YOURSELF UP FOR FINANCIAL SUCCESS
Learn more about how to manage your money and increase your financial wellness.
How to Prepare for College Life
Practical advice on how to manage your money during college so you can enjoy this new adventure!
How to Start Managing Your Debt in Two Simple Steps
Key strategies to get yourself on the path to financial freedom.
*Annual Percentage Rate (APR).
Personal Loan Offer valid for applications received through December 31st, 2024. Advertised APR* is available on a 24-month personal loan for loan amounts up to $50,000. For example, a 24-month personal loan at 6.99% APR* has an estimated monthly payment of $44.77 for every $1000.00 borrowed. For loan requests outside a 24-month term, the Annual Percentage Rate is as low as 10.49%. Rates, terms, and conditions are subject to change without notice and may end at any time. All loans are subject to credit approval and underwriting standards. Other terms and conditions may apply. Must be a Silver State Schools Credit Union member to borrow. Membership at SSSCU requires a savings account with a minimum balance.
