BASIC CHECKING
OUR MOST CONVENIENT CHECKING ACCOUNT FOR DAY-TO-DAY FINANCES
Simplify your banking experience with Mobile and Online Banking, Bill Pay, Contactless Visa® Debit Card, and account access nationwide.
SECURE AND CONVENIENT MONEY MANAGEMENT AT HOME, IN A BRANCH OR ON THE ROAD
Whether you are a young professional, a retiree, or someone in between, our basic checking account provides the essential features you need to manage your money securely and conveniently.
- Partnership with Southern Nevada Costco and Target locations for added convenience at the places you shop, including 360+ ATM’s.
- 5,000 Shared Branches nationwide
- Access to 85,000+ surcharge-free ATMs nationwide
- Fee can be waived with 20+ debit card transactions, or $1,000 aggregate cash, check, and/or ACH deposits by the last day of each month.
- *No monthly maintenance fee for members aged 60 years or older
INCLUDED WITH ALL OUR CHECKING ACCOUNTS
- No minimum deposit to open
- Online Banking & Bill Pay
- Mobile Banking
- Contactless Visa® Debit Card with Purchase Alerts and Rewards
- Access to Shared Branching
- Access surcharge-free ATMs
- Unlimited checking writing
- eStatements
- Overdraft Privilege services
- Insured up to $500,000
VISA® DEBIT CARD
- Contactless, chip-enabled transactions
- Digital wallet with Apple Pay, Google Pay, Samsung Pay, FitBit Pay, and Garmin Pay
- Purchase Rewards
- Purchase Alerts
CHECKING ACCOUNT FAQs
Yes. A General Membership gives you access to Basic Checking and Advantage Checking, as well as Regular Savings, Secondary Savings and Money Market Accounts. Anyone who lives in Nevada can join! Learn more about how to qualify for a Silver State Schools Credit Union membership.
The Silver State Schools Credit Union service area is the entire state of Nevada. While our core membership is comprised of those involved in the educational industry, such as employees, volunteers, students and parents of students, anyone can become a member. Learn more about how to qualify for a Silver State Schools Credit Union membership.
Yes. There is a $3 Monthly Maintenance fee* that can be waived with 20+ debit transactions, or $1,000 aggregate cash, check and/or ACH deposits by the last day of the month. Requirements must be met each month to avoid the fee. The maintenance fee is also waived for members 60 and older.
There is also a $5 paper statement fee, which can be waived when you sign up for eStatements. The paper statement fee is also waived for members 60 and older. You may be charged a fee in other situations, including non-sufficient funds and returned checks
There is no fee for using your debit card at a Silver State Schools Credit Union ATM or other ATMs within the Shared Branch and Allpoint Network. To find Silver State Schools ATMs and other fee-free ATMs, visit our Locations page. However, if you use your debit or ATM card outside of our network, you may be charged a fee.
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*$3 Monthly Maintenance fee can be waived with 20+ debit transactions, or $1,000 aggregate cash, check and/or ACH deposits by the last day of the month. Requirements must be met each month to avoid the fee. $3 monthly maintenance fee waived for members 60 and older.
Membership eligibility is required. Must be a Silver State Schools Credit Union member to borrow. Membership at SSSCU requires a savings account with a minimum balance.