EDUCATORS+ HOMEOWNERSHIP PROGRAM

A MORTGAGE LOAN TAILORED SPECIFICALLY FOR EDUCATION EMPLOYEES

Our commitment to helping educators, staff, faculty and their families reach their homeownership goals.

FIXED TERM1

30-YEAR

INTEREST RATE 2
APR3

ADDITIONAL DETAILS

Educational employee enjoying family time after purchasing dream home with teacher and staff home loan.
  • No down payment required.
  • 100% Loan-To-Value
  • Primary residence
  • Purchase only
  • Min loan $100,000
  • 2 months reserves required
  • Property must be located in the state of Nevada
  • Member must be employed by an accredited academic institution.

THE HOME BUYING JOURNEY IS EASIER WITH SEASONED MORTGAGE PROFESSIONALS BY YOUR SIDE

MORTGAGE LOAN OFFICER

SAMANTHA SHIMAMOTO

NMLS# 2347219
sshimamoto@silverstatecu.com
702.661.1135

MORTGAGE LOAN OFFICER

ARIAN SABERNIA

NMLS# 1651019
asabernia@silverstatecu.com
702.661.1142

MORTGAGE LOAN OFFICER

TOM JONES

NMLS# 846028
tjones@silverstatecu.com
702.661.1129

EDUCATORS+ HOMEOWNERSHIP PROGRAM FAQs

Yes. A General Membership gives you access to Educators + Homeownership Program and other mortgage loan options, as well as Savings, Checking, and so much more. Anyone who lives in Nevada can join! Learn more about how to qualify for a Silver State Schools Credit Union membership.

The Silver State Schools Credit Union service area is the entire state of Nevada. While our core membership is comprised of those involved in the educational industry, such as employees, volunteers, students and parents of students, anyone can become a member. Learn more about how to qualify for a Silver State Schools Credit Union membership.

Member must be employed by an accredited academic institution.

We are dedicated to finding ways to support the financial goals of educational employees inside classrooms and beyond. Check out our Educational Employee Loans

 

EXPLORE OUR MORTGAGE OPTIONS

Mortgages

FHA Home Loans

Discover low down payments and flexible terms with our FHA loan options. Your key to affordable homeownership.

Mortgages

Jumbo Home Loans

Secure your dream house with our jumbo home loan solutions for price tags greater than conventional loan limits.

Mortgages

Conventional Home Loans

We offer fixed-rate and affordable-rate mortgages for primary residences, second homes, and investment properties.

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Disclosures

Mortgage Loan Rates can change at any time and without notice.

1The disclosed APR is based on the payment of 1.000 origination point. For example, a $400,000 loan with a 7.477% APR with a 360-month repayment term, the estimated monthly principal and interest payment is $2,763.

2Interest rate quoted assumes a purchase with 45-day lock pricing at 60% loan-to-value (LTV), a minimum FICO score of 740 on a primary residence. The actual interest rate, APR and payment amount may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lender. Not available in all states. Payments shown do not include taxes or insurance, actual payment obligations will be greater. Minimum credit scores apply. Not all applicants will qualify.

3Annual Percentage Rate (APR).

All loans are subject to credit approval, verification, and collateral evaluation. Other terms and conditions may apply, ask for details. Silver State Schools Credit Union (NMLS ID#382004) is located at 630 Trade Center Drive, Las Vegas, NV 89119, and can be contacted at 702.733.8820. Our Mortgage Loan Origination Officers are licensed through the National Mortgage Licensing System (NMLS).

Membership eligibility is required. Must be a Silver State Schools Credit Union member to borrow. Membership at SSSCU requires a savings account with a minimum balance.