SECONDARY SAVINGS
STAY ON TRACK WITH YOUR SAVINGS
A Secondary Savings account makes it easy to save for something special like a fabulous wedding, dream vacation, or down payment.
SEE YOUR PROGRESS AND START MEETING YOUR SAVINGS GOALS
When you’re trying to meet a financial goal, it’s easier to see how much you’ve saved—and how much you’ve earned in dividends1—if you have a Secondary Savings account.
You can use your account to save for just about anything, including:
- A bucket-list trip or family vacation
- The wedding you’ve always dreamed of
- Holiday gifts and celebrations
- Down payments for a new home or car
- An emergency fund, just in case things don’t go as planned
With a Secondary Savings account, there’s no monthly service fee and no minimum balance to earn dividends.
INCLUDED WITH ALL OUR SAVINGS ACCOUNTS
- Free eStatements2
- Six transfers per month4
- Access to 5,000+ Shared Branching Locations
- Access to our network of surcharge-free ATMs2
- Overdraft Privilege services
- Insured up to $500,0003
SECURE, CONVENIENT ACCESS TO YOUR ACCOUNTS
Do your banking on-the-go, anytime.
- Deposit checks
- Pay bills
- Check account balances
- Monitor withdrawals, deposits, and payments
- Transfer funds
- Apply for a loan
- Budget and plan
SAVINGS ACCOUNT FAQs
No, there’s no monthly service fee for a Secondary Savings account. See our Fee Schedule for more details about fees.
A Regular Savings account is required for membership, while a Secondary Savings account is optional. Many members use a Secondary Savings account to save for a specific goal, like a family vacation, holiday expenses, or a down payment on a house.
Yes, we offer SMART Checking and Savings accounts for children and teenagers who are 17 years old or younger. The SMART Checking account with the Visa® Debit Card is for kids and teens ages 10 to 17. The SMART Checking and Savings account requires a parent or legal guardian joint owner.
We also offer MYAccount Savings accounts for students and young adults who are 25 years old or younger.
Yes, you can order paper statements. However, there is a $5 monthly fee for paper statement.
Yes, you can have more than one Secondary Savings account.
EXPLORE OUR OTHER ACCOUNT OPTIONS
Regular Savings
Opening this account gives you access to SSSCU membership, products, and services—and you earn dividends on your balance.
Money Markets
Earn competitive dividends on your savings—and access your money whenever you need it, all with no monthly service fee.
Certificate Accounts
Our Certificate Accounts offer a low-risk investment with competitive dividends better than your average savings account.
SET YOURSELF UP FOR FINANCIAL SUCCESS
Learn more about how to manage your money and increase your financial wellness.
How to Prepare for College Life
Practical advice on how to manage your money during college so you can enjoy this new adventure!
How to Start Managing Your Debt in Two Simple Steps
Key strategies to get yourself on the path to financial freedom.
Two Easy Ways to Save for Retirement
Effortless, yet effective methods to start saving for your golden years.
Primary Share required. Data and other wireless carrier charges may apply when accessing Online and Mobile Banking via a wireless device.
1Compounded and credited monthly using the daily balance method.
2$5 paper statement fee.
3American Share Insurance insures each account up to $250,000. Excess Share Insurance Corporation provides up to an additional $250,000 of insurance per account
Membership eligibility is required. Must be a Silver State Schools Credit Union member to borrow. Membership at SSSCU requires a savings account with a minimum balance of $25.00.
