REFINANCE AUTO LOANS
4.99% APR* - WE LOWERED OUR RATES JUST FOR YOU!
Whether you’re upgrading to your dream ride or refinancing your current loan, now is the time to drive with more peace of mind and savings for the road ahead.
REFINANCE YOUR CAR LOAN AND SAVE
Transferring your vehicle loan to SSSCU can simplify your finances and make it easier to manage your monthly bills. When you refinance with us, you can:
- Take advantage of competitive rates starting as low as APR1
- Get up to $500 in Discounts on Protection2: Save big on coverage designed to protect you and your budget with $250 off GAP Insurance and $250 off Extended Warranty. Learn more about this limited time special offer!
- Lower your monthly payment
- Pay off your loan at your own pace with flexible terms that work for your budget
- No prepayment penalties, so you can pay off your loan anytime
- No payments for up to 45 days3
- Debt Protection is available to protect your finances
IT'S EASY TO APPLY
Our simple online application makes it easy to apply for a vehicle loan. In a few easy steps, you can apply for a new loan or get started on refinancing your existing loan. Just give us some basic information about the vehicle and fill in your details, and then we’ll get in touch to discuss your options.
AUTO LOAN REFINANCING FAQs
Yes, we refinance loans for boats, RVs, and other vehicles.
Yes, you must be an SSSCU member to qualify for an auto loan refinance. The Silver State Schools Credit Union service area is the entire state of Nevada. While our core membership is comprised of those involved in the educational industry, such as employees, volunteers, students and parents of students, anyone can become a member. Learn more about how to qualify for a Silver State Schools Credit Union membership.
If you refinance your auto loan from another lender, your rate could be as low as APR1. Your exact rate depends on a number of factors, including your credit history.
EXPLORE OUR VEHICLE LOANS
Boat & RV Loans
Finance a new or used boat, RV, or ATV at a low, competitive rate and get ready for your next adventure in the great outdoors.
Auto Title Loans
Use the equity in your vehicle to borrow the extra cash you need at lower rates than credit cards and unsecured loans.
Auto Loans
Our affordable rates and flexible terms can put a new or used car, truck, SUV, or motorcycle within your reach.
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1APR = Annual Percentage Rate.
2Promotional period valid from April 8th, 2025 to July 8th, 2025. All rates are subject to change at any time. Refinance offer requires a minimum loan amount of $10,000 and must be a Vehicle Loan currently held with another financial institution to qualify. Silver State Schools Credit Union finances up to 90% of MSRP (new) or the Kelley Blue Book Retail Value (used vehicles). The maximum APR* will not exceed 16.79%. Loan amount may exceed 90% of the Loan-to-Value (LTV) of the vehicle with additional terms and conditions to qualify. Payment example: The payment per $1,000 for a car loan with a term of 48 months at 4.99% APR* will be $23.02. Other terms, conditions, fees, and collateral requirements may apply. Excludes motorcycles, boats, or other recreational vehicles. Other vehicle loan programs may be available. May not be combined with other offers.
GAP: This product is optional, non-insurance product designed to waive the remaining loan balance not covered by the borrower’s primary insurance carrier settlement in the event of a total loss or unrecovered theft, subject to limitations and exclusions, including but not limited to loan to value (LTV) maximum, delinquent payments, late Whether or not you purchase the product will not affect your application for credit or the terms of any existing credit agreement you have with us. The deductible is covered as part of the deficiency balance settlement. It is not paid directly to the borrower. Not available in NY or AK.
Extended Warranty: This product is optional. Whether or not you purchase the product will not affect your application for credit or the terms of any existing credit agreement you have with us.
3 Interest will continue to accrue through the deferred payment period.
Rate, terms, and conditions are subject to change and may vary based on creditworthiness, qualification, and collateral conditions. All loans subject to credit approval. Pre-approval offer requires a minimum loan amount of $10,000. Silver State Schools Credit Union finances up to 100% of MSRP (new) or the Kelley Blue Book Retail Value (used vehicles). The maximum APR1 will not exceed 16.79%. Loan amount may exceed 100% of the Loan-to-Value (LTV) of the vehicle with additional terms and conditions to qualify. Payment example: The payment per $1,000 for a car loan with a term of 60 months at 5.99% APR will be $19.34. Other terms, conditions, fees, and collateral requirements may apply. Other vehicle loan programs may be available. Auto loan must be transferred from another financial institution and be in good standing for at least six (6) consecutive months. Call us at 800.357.9654 for additional details.
Membership eligibility is required. Must be a Silver State Schools Credit Union member to borrow. Membership at SSSCU requires a savings account with a minimum balance.
