Business team meeting

BUSINESS LENDING

SAVE UP TO $25,000 ON CLOSING COSTS WITH NO ORIGINATION FEES

Whether you’re scaling operations or strengthening your foundation, our team is ready to support your vision every step of the way — without the added upfront costs. Only available for a limited time!

FINANCING SOLUTIONS THAT MOVE YOUR BUSINESS FORWARD

Partners discussing business plans

Whether you’re purchasing a new property, expanding your fleet, upgrading equipment, or strengthening your operations, our tailored Business Loan options can help turn today’s goals into tomorrow’s growth.

Our Business Loans and Lines of Credit include:

Business partners discussing financing
BUSINESS

COMMERCIAL REAL ESTATE LOANS

Gain a competitive edge and partner with SSSCU’s experienced team on your next Commercial Real Estate Loan. We deliver innovative financial solutions, in-depth market expertise, and tailored support to help you navigate the complexities of real estate transactions and capitalize on opportunities across all market cycles.

  • Multifamily, Industrial, Mixed Use, Retail, Office, and Construction properties
  • Investment and Owner-Occupied properties
  • Financing for Purchase, Refinance, or Renovations
  • Flexible terms with up to a 10-Year Term and 25-Year Amortization
  • Participation Loans
Woman in hard hat working a forklift
BUSINESS

COMMERCIAL AUTO & EQUIPMENT LOANS

Whether you’re purchasing or refinancing vehicles or upgrading essential equipment, our Commercial Auto & Equipment Loan is designed to help you build equity and expand with confidence.

Vehicles:

  • Finance or refinance business cars, trucks, and cargo vans
  • Fleet financing available for 5 or more vehicles

Equipment:

  • Financing for construction, manufacturing, agricultural, restaurant, office, IT, and medical equipment
Architecture firm
BUSINESS

COMMERCIAL LINES OF CREDIT

Stay in control of your business cash flow with our flexible Commercial Line of Credit — designed to support short-term needs and long-term goals.

  • Support sustainable business growth
  • Manage cash flow efficiently
  • Cover seasonal or short-term needs
Small business owner high-fiving employee
BUSINESS

TERM LOANS

Ready to take your business further? With our Business Term Loan, you can unlock the capital you need to bring your vision to life.

  • Competitive, business-friendly rates
  • Grow your business on your own terms
  • Finance or upgrade essential equipment
  • Acquire additional assets
  • Make capital or leasehold improvements
Business making a delivery in company owned van
BUSINESS

VEHICLE LOANS

As a business owner, having the right vehicle can make all the difference. Whether you’re delivering products, meeting clients, or growing your team, we’re here to help you with our Business Vehicle Loans to finance or refinance the vehicles you need to keep you moving.

  • Flexible terms available, up to 84 months
  • Competitive low rates

BUSINESS LOAN FAQs

Yes, you must be an SSSCU member to qualify for a business loan. Anyone who lives in Nevada can join! Learn more about how to qualify for a Silver State Schools Credit Union membership.

We offer both secured and unsecured business loans, as well as revolving lines of credit for businesses. Your Business Loan Officer can help you decide which type of financing is right for you.

Yes, we check your credit when you apply for a loan. If you have a low credit score or a limited credit history, you may still qualify for a loan if you have a co-applicant. Contact us to discuss your options.

EXPLORE OUR OTHER BUSINESS BANKING SOLUTIONS

BUSINESS BANKING

BUSINESS PREMIER CHECKING ACCOUNT

Maximize your business potential with our Premier Checking Account, designed to deliver exceptional value with no hidden fees.

BUSINESS BANKING

BUSINESS CERTIFICATE ACCOUNTS

Whether you maintain a high balance or not, our Business Savings Account helps you earn more while keeping your funds secure.

BUSINESS BANKING

BUSINESS MONEY MARKET ACCOUNTS

Our Business Money Market Account offers flexibility and control, letting you deposit and withdraw funds anytime.

Disclosures

Promotional period valid from June 2, 2025 to September 2, 2025. Offer subject to change at any time.

No origination fees available on select new commercial loans and lines of credit. Savings of up to $25,000 are based on typical closing costs for qualifying loan amounts and may vary depending on the loan size, term, collateral, and borrower qualifications. Offer subject to credit approval and standard underwriting guidelines. Not all applicants will qualify. Existing SSSCU commercial loans are not eligible for this promotion. Offer valid for a limited time and may be modified or discontinued at any time without notice. Other restrictions may apply.

All loans are subject to approval. Rates, terms, and conditions are subject to change.

Membership eligibility is required. Must be a Silver State Schools Credit Union member to borrow. Membership at SSSCU requires a savings account with a minimum balance.