
BUSINESS LENDING
THE CAPITAL YOU NEED TO POWER YOUR BUSINESS
Fuel your business growth, meet seasonal needs, and invest in what’s next with flexible loans and lines of credit designed to fit your business goals and power your progress.
FINANCING SOLUTIONS THAT MOVE YOUR BUSINESS FORWARD

Whether you’re purchasing a new property, expanding your fleet, upgrading equipment, or strengthening your operations, our tailored Business Loan options can help turn today’s goals into tomorrow’s growth.
Our Business Loans and Lines of Credit include:

COMMERCIAL REAL ESTATE LOANS
Gain a competitive edge and partner with SSSCU’s experienced team on your next Commercial Real Estate Loan. We deliver innovative financial solutions, in-depth market expertise, and tailored support to help you navigate the complexities of real estate transactions and capitalize on opportunities across all market cycles.
- Multifamily, Industrial, Mixed Use, Retail, Office, and Construction properties
- Investment and Owner-Occupied properties
- Financing for Purchase, Refinance, or Renovations
- Flexible terms with up to a 10-Year Term and 25-Year Amortization
- Participation Loans

COMMERCIAL AUTO & EQUIPMENT LOANS
Whether you’re purchasing or refinancing vehicles or upgrading essential equipment, our Commercial Auto & Equipment Loan is designed to help you build equity and expand with confidence.
Vehicles:
- Finance or refinance business cars, trucks, and cargo vans
- Fleet financing available for 5 or more vehicles
Equipment:
- Financing for construction, manufacturing, agricultural, restaurant, office, IT, and medical equipment

COMMERCIAL LINES OF CREDIT
Stay in control of your business cash flow with our flexible Commercial Line of Credit — designed to support short-term needs and long-term goals.
- Support sustainable business growth
- Manage cash flow efficiently
- Cover seasonal or short-term needs

TERM LOANS
Ready to take your business further? With our Business Term Loan, you can unlock the capital you need to bring your vision to life.
- Competitive, business-friendly rates
- Grow your business on your own terms
- Finance or upgrade essential equipment
- Acquire additional assets
- Make capital or leasehold improvements

VEHICLE LOANS
As a business owner, having the right vehicle can make all the difference. Whether you’re delivering products, meeting clients, or growing your team, we’re here to help you with our Business Vehicle Loans to finance or refinance the vehicles you need to keep you moving.
- Flexible terms available, up to 84 months
- Competitive low rates
BUSINESS LOAN FAQs
Yes, you must be an SSSCU member to qualify for a business loan. Anyone who lives in Nevada can join! Learn more about how to qualify for a Silver State Schools Credit Union membership.
We offer both secured and unsecured business loans, as well as revolving lines of credit for businesses. Your Business Loan Officer can help you decide which type of financing is right for you.
Yes, we check your credit when you apply for a loan. If you have a low credit score or a limited credit history, you may still qualify for a loan if you have a co-applicant. Contact us to discuss your options.
EXPLORE OUR OTHER BUSINESS BANKING SOLUTIONS
All loans are subject to approval. Rates, terms, and conditions are subject to change.
Membership eligibility is required. Must be a Silver State Schools Credit Union member to borrow. Membership at SSSCU requires a savings account with a minimum balance.