VA HOME LOANS

MORTGAGE LOANS FOR ACTIVE MILITARY AND VETERANS

Financing designed to help veterans and active military qualify with lower rates and flexible terms.

FIXED TERM1

30-YEAR

INTEREST RATE2
APR3

ADDITIONAL DETAILS

  • Guaranteed and insured by the U.S. Department of Veteran Affairs
  • No down payment required for qualified veterans4
  • No private mortgage insurance (PMI) required
  • Available for primary residence only (owner-occupied homes)
  • Eligibility5 extends to any member of the military after they have served at least 90 days

THE HOME BUYING JOURNEY IS EASIER WITH SEASONED MORTGAGE PROFESSIONALS BY YOUR SIDE

MORTGAGE LOAN OFFICER

SAMANTHA SHIMAMOTO

NMLS# 2347219
sshimamoto@silverstatecu.com
702.661.1135

MORTGAGE LOAN OFFICER

ARIAN SABERNIA

NMLS# 1651019
asabernia@silverstatecu.com
702.661.1142

MORTGAGE LOAN OFFICER

TOM JONES

NMLS# 846028
tjones@silverstatecu.com
702.661.1129

VA HOME LOAN FAQs

Yes. A General Membership gives you access to VA Home Loans and other mortgage loan options, as well as Savings, Checking, and so much more. Anyone who lives in Nevada can join! Learn more about how to qualify for a Silver State Schools Credit Union membership.

The Silver State Schools Credit Union service area is the entire state of Nevada. While our core membership is comprised of those involved in the educational industry, such as employees, volunteers, students and parents of students, anyone can become a member. Learn more about how to qualify for a Silver State Schools Credit Union membership.

EXPLORE OUR MORTGAGE OPTIONS

Mortgages

Conventional Home Loans

We offer fixed-rate and affordable-rate mortgages for primary residences, second homes, and investment properties.

Mortgages

FHA Home Loans

Discover low down payments and flexible terms with our FHA loan options. Your key to affordable homeownership.

Mortgages

Educators+ Homeownership Program

Unlock homeownership with specialized mortgage programs for teachers and staff. No down payment required.

SET YOURSELF UP FOR FINANCIAL SUCCESS

Learn more about how to manage your money and increase your financial wellness.

First-time homebuyer couple walks through new build.

First-Time Homebuyer

There are few things in life as rewarding as owning a home.

Students discussing how to prepare for college life.

How to Prepare for College Life

Practical advice on how to manage your money during college so you can enjoy this new adventure!

Two women discussing how to start managing your debt.

How to Start Managing Your Debt in Two Simple Steps

Key strategies to get yourself on the path to financial freedom.

Disclosures

Mortgage Loan Rates can change at any time and without notice.

1The disclosed APR is based on the payment of 1.000 origination point. For example, a $400,000 loan with a 7.477% APR with a 360-month repayment term, the estimated monthly principal and interest payment is $2,763.

2Interest rate quoted assumes a purchase with 45-day lock pricing at 60% loan-to-value (LTV), a minimum FICO score of 740 on a primary residence. The actual interest rate, APR and payment amount may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lender. Not available in all states. Payments shown do not include taxes or insurance, actual payment obligations will be greater. Minimum credit scores apply. Not all applicants will qualify.

3Annual Percentage Rate (APR).

4VA Loans require a VA funding fee at closing. The fee is higher with a zero-down payment. If a down payment of 5% or more is made, the fee is reduced. The VA funding fee is non-refundable.

5Eligible borrowers include Veterans, Active-Duty Personnel, Reservist/National Guard members and some surviving spouses.

All loans are subject to credit approval, verification, and collateral evaluation. Other terms and conditions may apply, ask for details. Silver State Schools Credit Union (NMLS ID#382004) is located at 630 Trade Center Drive, Las Vegas, NV 89119, and can be contacted at 702.733.8820. Our Mortgage Loan Origination Officers are licensed through the National Mortgage Licensing System (NMLS).

Membership eligibility is required. Must be a Silver State Schools Credit Union member to borrow. Membership at SSSCU requires a savings account with a minimum balance.