*APY = Annual Percentage Yield
1 IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household. Some of the benefits with IDProtect require registration and activation.
2Credit file monitoring may take several days to begin following activation.
3Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the insurance document.
Insurance Products are not insured by any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
†No minimum balance to open or earn dividends. Fees may reduce earnings on the account. This is a variable rate account. Rates may change at any time without notice.
4$5.00 paper statement fee per statement cycle. Fee waived if account holder is 60 years of age or older or if eStatement service is active.
5Advantage Checking accounts can earn dividends on the first $20,000.00 of the checking account balance each statement cycle when you meet the following qualifications: Maintain at least $1,000 in recurring direct deposits going into your SSSCU account each statement cycle AND make at least 25 SSSCU Visa® Debit Card purchases each statement cycle.
6Examples of recurring electronic direct deposits may include payroll, Social Security, pension, disability, veteran benefit payments. See Rate Addendum and Schedule of Fees and Charges for more information. For current Advantage Checking rates please click here.
Individuals seeking SSSCU membership must meet membership requirements. To determine membership eligibility, please click here. Membership at SSSCU requires a savings account with a minimum balance of $25.00.