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FHA Home Loans

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FHA Home Loans

Bring less to closing and keep more cash in your pocket. Federal Housing Administration (FHA) Loans make home financing available and affordable for eligible borrows. Benefit from flexible lending standards and a lower down payment requirement.

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Additional details

  • Guaranteed and insured by the Federal Government
  • Down payment as low as 3.5% of the purchase price or appraised value
  • Down payment may be borrowed or gifted from borrower’s relative, close friend, etc.
  • Down payment assistance through non-profit organizations available to qualified borrowers who meet income guidelines
  • Seller or third party may help pay the buyer’s closing costs
  • No maximum income/earning limitations1
  • Available for primary residence only

Mortgage programs are offered by Silver State Schools Mortgage Company (NMLS ID #410609), a credit union service organization wholly owned by Silver State Schools Credit Union (NMLS ID #382004).

1 Minimum credit scores apply. Not all applicants will qualify.