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FHA Home Loans

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FHA Home Loans

Bring less to closing and keep more cash in your pocket. Federal Housing Administration (FHA) Loans make home financing available and affordable for eligible borrows. Benefit from flexible lending standards and a lower down payment requirement.

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Additional details

  • Guaranteed and insured by the Federal Government
  • Down payment as low as 3.5% of the purchase price or appraised value
  • Down payment may be borrowed or gifted from borrower’s relative, close friend, etc.
  • Down payment assistance through non-profit organizations available to qualified borrowers who meet income guidelines
  • Seller or third party may help pay the buyer’s closing costs
  • No maximum income/earning limitations1
  • Available for primary residence only

Silver State Schools Credit Union (NMLS ID#382004) originates mortgage loans through its wholly owned credit union service organization, Silver State Schools Service Company LLC (NMLS ID#410609) dba Silver State Schools Mortgage Company. Silver State Schools Mortgage Company LLC is located at 630 Trade Center Drive, Las Vegas, NV 89119 and can be contacted at 702.733.8820. Our mortgage loan origination officers are all licensed through the National Mortgage Licensing System (NMLS).

1 Minimum credit scores apply. Not all applicants will qualify.