SUMMER SAVINGS EVENT
Cruise into summer with big savings on Vehicle and Home Loan financing! Upgrade to your dream car or Refinance your current loan with rates starting as low as 4.99% APR*.
Open the door to homeownership with a 5.75% Purchase Rate1 / 5.86% APR*.
SMART FINANCING THAT DELIVERS REAL SAVINGS FROM DAY ONE
For a limited time, enjoy:
- New Lower Rate: Starting as low as 4.99% APR*. Drive home in your dream car, truck, or SUV with exclusive member savings.
- Your Choice: Available for both Purchases of new or pre-owned cars, trucks, or SUVs and Refinance.
- Educator Discount: Educators, administrators and support staff receive an additional 0.50% interest rate discount off the standard published rate.
- Protect What Matters: Additional Loan and Vehicle Protection available.
Let’s Get You Rolling at the Right Rate!
For a limited time, enjoy:
- 5.75% Purchase Rate1 / 5.86 APR*: Open the door to homeownership with one of the most competitive rates available!
- Low-Rate Refinance Options: Reduce your monthly payment and save over the life of your loan.
- Flexible Loan Terms: A tailored approach to match your financial goals.
Home Financing Your Way—Start Saving Now!
A GREAT CAR DESERVES GREAT COVERAGE
You could qualify for major savings with top insurance providers — plus, switching is easy, and you’ll enjoy 24/7 support and valuable discounts.
Keep your investment secure if your car is stolen or damaged beyond repair. This coverage helps pay off the rest of your Vehicle Loan so you can move forward without the financial stress.
Stay ahead of unexpected repairs and keep your car running smoothly, plus 24/7 Emergency Roadside Assistance and Rental Car Allowance to keep you moving.
Protect your loan and your loved ones from life’s uncertainties with coverage that steps in during disability, job loss, or death.
STAY ONE STEP AHEAD WITH FULL COVERAGE
SAVE MORE WITH OUR PREFERRED DEALERSHIPS
We’ve partnered with local Preferred Dealerships to provide you with the best deals and superior service available when buying your next vehicle. Reach out to one of our trusted Dealerships for special member pricing:
Drive Home with a Member Exclusive Deal
EXPLORE OUR ACCOUNT OPTIONS
Advantage Checking
Earn dividends on your checking balance and get access to identity theft protection and credit monitoring, plus discounts, rewards, and more.
MyAccount Checking
Our checking account for students and young adults age 25 and under, with Online and Mobile Banking and a contactless Visa® Debit Card.
SMART Checking
Features a simple and secure Visa® Debit Card for children and teens ages 10 to 17.
*Annual Percentage Rate (APR).
All Rates can change at any time and without notice.
Vehicle Loans: Silver State Schools Credit Union finances up to 90% of MSRP (new) or the Kelley Blue Book Retail Value (used vehicles). The maximum APR* will not exceed 16.79%. Loan amount may exceed 90% of the Loan-to-Value (LTV) of the vehicle with additional terms and conditions to qualify. Payment example: The payment per $1,000 for a car loan with a term of 48 months at 4.99% APR* will be $23.02. Other terms, conditions, fees, and collateral requirements may apply. Excludes motorcycles, boats, or other recreational vehicles. Other vehicle loan programs may be available. May not be combined with other offers. Rates, terms, and conditions are subject to change without notice.
1Promotional rate only available for Nevada residents. Interest rate quoted assumes a purchase with 30 day lock pricing at 80% loan-to-value (LTV), a minimum FICO score of 740 on a primary residence. The actual interest rate, APR* and payment amount may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lender. Payments shown do not include taxes or insurance, actual payment obligations will be greater. Not all applicants will qualify.
*APR = Annual Percentage Rate. APR* as low as 5.865%. The disclosed APR* is based on the payment of 1.000% origination point. For example, a $400,000 loan with a 5.865% APR* with a 360-month repayment term, the estimated monthly principal and interest payment is $2,334.00.
All loans are subject to credit approval, verification, and collateral evaluation. Other terms and conditions may apply, ask for details. Down payments as low as 3% available. For the 3% down payment option, at least one borrower must be a First Time Home Buyer, otherwise a minimum 5% down payment is required. A 20% down payment is required to avoid Private Mortgage Insurance (PMI). Silver State Schools Credit Union (NMLS ID#382004) is located at 630 Trade Center Drive, Las Vegas, NV 89119, and can be contacted at 702.733.8820. Our Mortgage Loan Origination Officers are licensed through the National Mortgage Licensing System (NMLS).
2Refinance offer requires a minimum loan amount of $10,000. Silver State Schools Credit Union finances up to 100% of MSRP (new) or the Kelley Blue Book Retail Value (used vehicles). The maximum APR* will not exceed 16.79%. Loan amount may exceed 100% of the Loan-to-Value (LTV) of the vehicle with additional terms and conditions to qualify. Payment example: The payment per $1,000 for a car loan with a term of 60 months at 5.74% APR* will be $19.22. Other terms, conditions, fees, and collateral requirements may apply. Excludes motorcycles, boats, or other recreational vehicles. Other vehicle loan programs may be available. May not be combined with other offers.
GAP: This product is optional, non-insurance product designed to waive the remaining loan balance not covered by the borrower’s primary insurance carrier settlement in the event of a total loss or unrecovered theft, subject to limitations and exclusions, including but not limited to loan to value (LTV) maximum, delinquent payments, late Whether or not you purchase the product will not affect your application for credit or the terms of any existing credit agreement you have with us. The deductible is covered as part of the deficiency balance settlement. It is not paid directly to the borrower. Not available in NY or AK.
Extended Warranty: This product is optional. Whether or not you purchase the product will not affect your application for credit or the terms of any existing credit agreement you have with us.
