YOUR NEXT CAR PAYMENT COULD BE 90 DAYS AWAY*
Whether you’re buying your next vehicle or keeping the one you already love, Silver State Schools Credit Union (SSSCU) offers up to 90 days before your first payment* and competitive rates so you can feel just as good about your financing as you do about your ride.
YOUR RIDE JUST GOT EVEN MORE AFFORDABLE
For a limited time, enjoy:
- 90 Days No Payments*: Skip payments for the first three months to free up your budget.
- Low Rates: Starting as low as APR** — designed to help you save more on the road ahead.
- Your Choice: Available for both purchases of new or pre-owned cars, trucks, or SUVs and refinance.
- Educator Discount: Educators, administrators, and support staff receive an additional 0.50% interest rate discount off the standard published rate.
- Protect What Matters: Additional loan and vehicle protection available.
Let’s Get You Rolling at the Right Rate!
SAVE MORE WITH OUR PREFERRED DEALERSHIPS
We work with local dealers to give you the best possible experience when you’re buying a new or used car. Contact one of our preferred dealerships to learn about their competitive pricing and superior customer service.
SECURE THE BEST DEAL BEFORE YOU GO
WHICH ROAD IS RIGHT FOR YOU?
As a member-owned credit union, we work for our members — not outside shareholders. That means we can focus on what matters to you: competitive rates, flexible financing, and service that puts your needs first.
New (to you) vehicle expenses, insurance, registration — it can feel like everything hits at once. That extra time before your first payment begins can help take some of the pressure off, so you can settle in and enjoy your new ride.
Yes! A pre-approval puts you in the driver’s seat by helping you understand your financing options before you start shopping.
Refinancing gives you a chance to rethink what you’re paying each month. A lower rate or different term could help make your vehicle payment work better for your budget.
Yes! If your vehicle loan is currently with another bank or credit union, you can apply to refinance it with SSSCU.
You can apply online, visit any SSSCU branch, or contact us for assistance selecting the card that’s right for you.
No problem! You may qualify through our membership eligibility requirements or through a one-time donation to a participating nonprofit organization.
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* Subject to credit approval. Additional terms and conditions may apply – ask for details. Interest will continue to accrue through the deferred payment period.
**Annual Percentage Rate (APR).
All Rates can change at any time and without notice.
Vehicle Loans: Silver State Schools Credit Union finances up to 100% of MSRP (new) or the Kelley Blue Book Retail Value (used vehicles). The maximum APR* will not exceed 16.79%. Loan amount may exceed 100% of the Loan-to-Value (LTV) of the vehicle with additional terms and conditions to qualify. Payment example: The payment per $1,000 for a car loan with a term of 60 months at 4.74% APR* will be $18.76. Other terms, conditions, fees, and collateral requirements may apply. Excludes motorcycles, boats, or other recreational vehicles. Other vehicle loan programs may be available. May not be combined with other offers. Rates, terms, and conditions are subject to change without notice.
Vehicle Loan Refinance: Rate, terms, and conditions are subject to change and may vary based on creditworthiness, qualification, and collateral conditions. All loans subject to credit approval. Silver State Schools Credit Union finances up to 100% of MSRP (new) or the Kelley Blue Book Retail Value (used vehicles). The maximum APR* will not exceed 16.79%. Loan amount may exceed 100% of the Loan-to-Value (LTV) of the vehicle with additional terms and conditions to qualify. Payment example: The payment per $1,000 for a car loan with a term of 60 months at 4.74% APR* will be $18.76. Other terms, conditions, fees, and collateral requirements may apply. Other vehicle loan programs may be available. Auto loan must be transferred from another financial institution and be in good standing for at least six (6) consecutive months. Call us at 800.357.9654 for additional details.
Membership eligibility is required. Must be a Silver State Schools Credit Union member to borrow. Membership at SSSCU requires a savings account with a minimum.
