THE SMARTCHOICE LOAN CAN HELP SUPPORT YOUR GOALS, YOUR WAY
Whether you’re consolidating high-interest debt or preparing for holiday expenses, lock in a low, fixed rate that gives you real control over your budget. With Silver State Schools Credit Union (SSSCU) by your side, you can make the season brighter and move into the New Year ready for what’s next.
READY TO MAKE YOUR NEXT FINANCIAL MOVE A SMART ONE?
Here’s what makes the SmartChoice Loan stand out:
- Fixed rate starts as low as 6.99% APR* — A low, steady rate means predictable payments and easier budgeting month after month.
- Borrow what you need with terms up to 36 months — Customize your loan for what you need, from consolidating debt to covering larger expenses.
- No collateral required — Just fast, easy and straightforward financial relief.
Get Ahead of the Holidays With a SmartChoice That Fits Your Budget.
SMART SOLUTIONS THAT HELP YOU PLAN, SIMPLIFY, AND SAVE
DEBT CONSOLIDATION
Combine multiple balances into one fixed monthly payment, save on interest, and start fresh going into the new year.
HOLIDAY SPENDING
Borrow what you need for gifts or year-end expenses without overextending your budget.
BOOST YOUR CREDIT
Building credit now can help make borrowing simpler and more affordable in the future.
ANYONE CAN JOIN AND EXPERIENCE BANKING DONE BETTER
As a member of SSSCU, you’ll benefit from competitive loan rates, flexible account options, expert guidance, and a team that puts your financial well-being first.
EXPLORE OUR ACCOUNT OPTIONS
Advantage Checking
Earn dividends on your checking balance and get access to identity theft protection and credit monitoring, plus discounts, rewards, and more.
MyAccount Checking
Our checking account for students and young adults age 25 and under, with Online and Mobile Banking and a contactless Visa® Debit Card.
SMART Checking
Features a simple and secure Visa® Debit Card for children and teens ages 10 to 17.
APR*= Annual Percentage Rate
1 Personal Loan: Advertised APR* is available on a 60-month Personal Loan. For example, a 60-month Personal Loan at 6.99% APR* has an estimated monthly payment of $19.80 for every $1000.00 borrowed. For loan requests outside a 60-month term, the Annual Percentage Rate is as low as 10.49%. Rates, terms, and conditions are subject to change without notice and may end at any time. All loans are subject to credit approval and underwriting standards. Other terms and conditions may apply. Must be a Silver State Schools Credit Union member to borrow. Membership at SSSCU requires a savings account with a minimum balance.
