MORTGAGE REFINANCING THAT PUTS PEOPLE FIRST
If your home loan isn’t with Silver State Schools Credit Union (SSSCU), it could be costing you more than it should. With our Silver State Rapid Refi, you have the opportunity refinance to some of the most competitive rates, receive up to $500 toward closing costs, and close in as fast as 21 business days.
UNLOCK FINANCIAL FLEXIBILITY
Whether you’re looking to reduce your interest rate and lower your monthly payment, tap into your home equity, or restructure your loan term, SSSCU is here to help guide you every step of the way.
With our Silver State Rapid Refi, you can take advantage of:
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- A 5.75% Refinance Rate / 5.86% APR*: To help lower your monthly payment and reduce your interest costs over time.
- Up to $500 Credit toward closing costs: Minimize your out-of-pocket costs and make switching even more rewarding.
- Quick Closing in as Fast as 21 Business Days: Skip the long wait — our streamlined approach helps you reach savings faster.
- Free Up Cash for Other Financial Goals: Use the extra room in your budget for other priorities or to invest in your future.
Bring Your Mortgage Home to SSSCU And Experience Banking Done Better
See What the Silver State Rapid Refi Could Mean for You
This calculator is being provided for educational purposes only. The results are estimates and may not reflect final SSSCU financing terms. The information does not constitute an application for credit and cannot be used by SSSCU to determine a member's eligibility for a specific product or service.
JOIN TODAY AND EXPERIENCE BANKING DONE BETTER
As a member of SSSCU, you’ll benefit from competitive loan rates, flexible account options, expert guidance, and a team that puts your financial well-being first.
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*APR = Annual Percentage Rate
Mortgage Loan Rates can change at any time and without notice.
The disclosed APR* is based on the payment of 1.000% origination point. For example, a $400,000 loan with a 5.8654% APR* with a 360-month repayment term, the estimated monthly principal and interest payment is $2,334.29.
Interest rate quoted assumes a purchase with 30-day lock pricing at 80% loan-to-value (LTV), a minimum FICO score of 740 on a primary residence. The actual interest rate, APR and payment amount may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lender. Not available in all states. Payments shown do not include taxes or insurance, actual payment obligations will be greater. Minimum credit scores apply. Not all applicants will qualify.
All loans are subject to credit approval, verification, and collateral evaluation. Other terms and conditions may apply, ask for details. Down payments as low as 3% available. For the 3% down payment option, at least one borrower must be a First Time Home Buyer, otherwise a minimum 5% down payment is required. A 20% down payment is required to avoid Private Mortgage Insurance (PMI). Silver State Schools Credit Union (NMLS ID#382004) is located at 630 Trade Center Drive, Las Vegas, NV 89119, and can be contacted at 702.733.8820. Our Mortgage Loan Origination Officers are licensed through the National Mortgage Licensing System (NMLS).
Membership eligibility is required. Must be a Silver State Schools Credit Union member to borrow. Membership at SSSCU requires a savings account with a minimum.
