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Home Equity

Borrowing / Mortgages / / Home Equity

Home Equity

You have earned the equity in your home - why not use it? When in need of additional funds, your home's value can help bridge financial gaps. Access the established equity in your home with a Home Equity Loan or Home Equity Line of Credit (HELOC).

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Home Equity Loan

Perfect for larger expenses that require a one-time lump sum payment such as remodeling your home or consolidating debts into one easy payment.

  • Fixed rates
  • Flexible Terms
  • Up to 90% loan-to-value financing1
  • Borrow $3,500 to $250,000 of your available equity
  • No prepayment penalties

Home Equity Line of Credit

Borrow available funds as needed for home repairs, education expenses, or to take a vacation. The line of credit replenishes as you repay the funds and the money becomes available to borrow again.

  • Easy access to funds
  • Up to 90% loan-to-value financing1
  • Borrow $10,000 to $250,000 of your available equity
  • No prepayment penalties
Disclosures

Silver State Schools Credit Union (NMLS ID#382004) originates mortgage loans through its wholly owned credit union service organization, Silver State Schools Service Company LLC (NMLS ID#410609) dba Silver State Schools Mortgage Company. Silver State Schools Mortgage Company LLC is located at 630 Trade Center Drive, Las Vegas, NV 89119 and can be contacted at 702.733.8820. Our mortgage loan origination officers are all licensed through the National Mortgage Licensing System (NMLS).

Actual rate depends on credit score, term, LTV and amount of loan. All loans subject to credit approval, verification, and collateral evaluation. Rates, terms, and conditions are subject to change.

1 With Mortgage Insurance Approved. 80% Loan to Value to avoid Private Mortgage Insurance.