Home Equity Lines of Credit^
$10,000 to $250,000
10 year draw
As low as 4.00% (variable rate)
*APR = Annual Percentage Rate. Annual percentage rate may vary. As of July 1, 2020, the Annual Percentage Rate of 4.00% assumes the use of the “as low as rate” for a loan with 80% Loan-to-Value. The maximum APR will not exceed 18.00%. The minimum amount of subsequent advances is $500. The minimum payment amount is based on your outstanding balance and current interest rate, rounded to the nearest $5, and subject to a minimum of $100. Property insurance required. Flood insurance, closing costs, and mortgage insurance premiums may be required. Other terms, conditions, and fees may apply. A $250 HELOC processing fee will apply. Additionally, Excess Title Fees above $250 may apply and can range between $250-$650. An appraisal fee of $650 is required on all loan amounts exceeding $100,000. Maximum Loan-to-Value for first mortgage and equity loan may not exceed 80% of property value. Offer available for 1- to 4-family owner-occupied properties. Offer excludes refinancing of other existing SSSCU loans. Other home equity line of credit programs may be available.