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Rates

Current Rates

Rates are effective as of: 9/6/2017

We may change the information in this deposit rate sheet at any time without notice. As examples, we may add, delete or change APYs, tiers and Certificate terms. Please review the rate and fee schedule - deposit accounts for additional provisions and conditions that apply to these accounts.

Deposit Rates

Savings

Savings
Minimum Balance to Earn Dividends
Rate
APY*
Regular Savings
$100.00
0.05%
0.05%
Junior Savings
$25.00
0.05%
0.05%
MYAccount Savings
$50.00
0.05%
0.05%
Secondary Savings
$0.00
0.05%
0.05%

*APY=Annual Percentage Yield, APR=Annual Percentage Rate

Checking

Checking
Minimum Balance to Earn Dividends
Rate
APY*
Regular Checking
N/A
0.00%
0.00%
e-Checking
N/A
0.00%
0.00%
MY Account Checking
N/A
0.00%
0.00%

*APY=Annual Percentage Yield, APR=Annual Percentage Rate

Money Market Accounts

Money Market Accounts
Minimum Deposit to Open
Minimum Balance to Earn Dividends
Rate
APY*
Insured Money Market
$2,500.00
$0.00 - $2,499.00
0.05%
0.05%
$2,500.00 - $24,999.00
0.05%
0.05%
$25,000.00+
0.15%
0.15%
Insured Money Market Plus
$100,000.00
$0.00 - $99,999.00
0.05%
0.05%
$100,000.00+
0.25%
0.25%

*APY=Annual Percentage Yield, APR=Annual Percentage Rate

Regular Certificates

($500.00 Minimum Deposit to Open)

Term
Rate
APY*
3-5 months
0.15%
0.15%
6-11 months
0.25%
0.25%
12-23 months
0.30%
0.30%
24-35 months
0.45%
0.45%
36-47 months
0.55%
0.55%
48-59 months
0.85%
0.85%
60 months
1.00%
1.00%

*APY=Annual Percentage Yield, APR=Annual Percentage Rate

Jumbo Certificates

($100,000.00 Minimum Deposit to Open)
Term
Rate
APY*
6-11 months
0.30%
0.30%
12-23 months
0.35%
0.35%
24-35 months
0.45%
0.45%
36 months
0.55%
0.55%
*APY=Annual Percentage Yield, APR=Annual Percentage Rate

Traditional, Roth, & Education IRA Savings

Minimum Balance to Earn Dividends
Rate
APY*
$0.00 - $2,499.00
0.25%
0.25%
$2,500.00 - $24,999.00
0.25%
0.25%
$25,000.00+
0.25%
0.25%
*APY=Annual Percentage Yield, APR=Annual Percentage Rate

Traditional, Roth, & Education IRA Certificates

($500.00 Minimum Deposit to Open)
Term
Rate
APY*
12-23 months
0.30%
0.30%
24-35 months
0.45%
0.45%
36-47 months
0.55%
0.55%
48-59 months
0.85%
0.85%
60 months
1.00%
1.00%

Jumbo IRA Certificates

($100,000.00 Minimum Deposit to Open)
 
Term
Rate
APY*
12 months
0.35%
0.35%
24 months
0.45%
0.45%

Loan Rates

Auto & Truck Loans

Terms
APR* Range
Up to 84 months
As low as 2.79%
Note: Actual rate depends on credit score, term, and amount of loan. All loans subject to credit approval, verification, and collateral evaluation.

*APY=Annual Percentage Yield, APR=Annual Percentage Rate

Boat Loans & Recreational Vehicles

Terms
APR* Range
Up to 144 months
As low as 5.49%
Note: Actual rate depends on credit score, term, and amount of loan. All loans subject to credit approval, verification, and collateral evaluation.

*APY=Annual Percentage Yield, APR=Annual Percentage Rate

Motorcycle Loans

Terms
APR* Range
Up to 84 months
As low as 5.49%
Note: Actual rate depends on credit score, term, and amount of loan. All loans subject to credit approval, verification, and collateral evaluation.

*APY=Annual Percentage Yield, APR=Annual Percentage Rate

Power Sport Loans

Terms
APR* Range
Up to 84 months
As low as 5.49%
Note: Actual rate depends on credit score, term, and amount of loan. All loans subject to credit approval, verification, and collateral evaluation.

*APY=Annual Percentage Yield, APR=Annual Percentage Rate

Towable Trailer Loans

Terms
APR* Range
Up to 144 months
As low as 5.49%

Certificate & Savings Secured Loans

Loan Amount
Terms
APR*
Balance of Savings/Certificate
Up to 144 months
3.00% over Savings/Certificate Rate
Note: All loans subject to credit approval, verification, and collateral evaluation.

Personal Loans

Loan Amount
Terms
APR* Range
Up to $30,000
Up to 60 months
As low as 7.99%
Note: All loans subject to credit approval. Other terms and conditions may apply, ask for details.

Personal Lines of Credit

Loan Amount
Terms
APR* Range
Up to $30,000
N/A
As low as 9.99%
Note: Up to 80% loan-to-value financing. All loans subject to credit approval, verification, and collateral evaluation. Other terms and conditions may apply, ask for details.

Auto Title Loans

Terms
APR* Range
Up to 84 months
As low as 3.79%
Note: Vehicle is used as collateral. All loans subject to credit approval. Other terms and conditions may apply, ask for details

Advanced Curriculum Loan

Loan Amount
Terms
APR* Range
Up to $5,000
Up to 48 months
As low as 5.99%
Note: All loans subject to credit approval. Other terms and conditions may apply, ask for details.

Classroom Supply Loan

Loan Amount
Terms
APR*
$1,000
12 months
2.49%
Note: All loans subject to credit approval. Other terms and conditions may apply, ask for details.

Retirement Credits Personal Loan

Loan Amount
Terms
APR* Range
Up to $25,000
Up to 60 months
As low as 5.99%
Note: All loans subject to credit approval. Other terms and conditions may apply, ask for details.

Retirement Credits Home Equity Loan

Loan Amount
Terms
APR* Range
$3,500 to $250,000
60 to 120 months
As low as 3.99%
$3,500 to $250,000
144 to 240 months
As low as 4.49%
Note: Up to 80% loan-to-value financing. All loans subject to credit approval, verification, and collateral evaluation. Other terms and conditions may apply, ask for details.

Educator Loan

Loan Amount
Terms
APR*
$2,000
24 months
6.99%
Note: The Educator Loan requires full-time licensed educator employment with proof of contract for the current school year in the state of Nevada. Other terms and conditions may apply, ask for details.

Home Equity Loans

Loan Amount
Terms
APR* Range
$5,000 to $250,000
Up to 240 months
As low as 5.99%
Note: Up to 100% loan-to-value financing. Actual rate depends on credit score, term, and amount of loan. All loans subject to credit approval, verification, and collateral evaluation.

Home Equity Lines of Credit

Loan Amount
Terms
APR* Range
$10,000 to $250,000
10 year draw
As low as 5.00%
Note: 10 year draw and then 10 year amortization. Rate is based on Prime plus a margin with a 4% floor and 18% cap. Actual rate depends on credit score, term, and amount of loan. All loans subject to credit approval, verification, and collateral evaluation.

Credit Cards

Type
APR* Range
Points Reward
As low as 10.50%
No Rewards Best Rate
As low as 8.50%
Secured Card
As low as 12.99%
Note: All loans subject to credit approval. Other terms and conditions may apply, ask for details.

Mortgages

View Rates

*APY=Annual Percentage Yield, APR=Annual Percentage Rate

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