CHECKING ACCOUNT FAQS

Yes. There is a $3 Monthly Maintenance fee* that can be waived with 20+ debit transactions, or $1,000 aggregate cash, check and/or ACH deposits by the last day of the month. Requirements must be met each month to avoid the fee. The maintenance fee is also waived for members 60 and older.

There is also a $5 paper statement fee, which can be waived when you sign up for eStatements. The paper statement fee is also waived for members 60 and older. You may be charged a fee in other situations, including non-sufficient funds and returned checks

There is no monthly maintenance fee for MYAccount Checking. There is a $5 paper statement fee, which can be waived when you sign up for eStatements. You may be charged a fee in other situations, including non-sufficient funds and returned checks.

You have to use your SSSCU debit card that is associated with the account that received the offer to earn rewards.

Yes. A General Membership gives you access to Basic Checking and Advantage Checking, as well as Regular Savings, Secondary Savings and Money Market Accounts. Anyone who lives in Nevada can join! Learn more about how to qualify for a Silver State Schools Credit Union membership.

Yes. With a General Membership, you can open checking savings, and money market accounts. Anyone who lives in Nevada can join! Learn more about how to qualify for a Silver State Schools Credit Union membership.

Typically, you do not need a coupon or code to redeem an offer. Each offer has different specifications regarding when and where you shop and how much you need to spend. Offers that require an online purchase are clearly specified and may include a redemption code. Please read offer details to determine how to redeem each offer.

You’ll find your checking account number on the bottom of your checks. If you don’t have your checks with you, you can find it in Online Banking. From the Online Banking Dashboard, click on your checking account. This opens a separate panel that shows your recent transaction history.  At the top of the list of transactions, you will see a link that says Account Details. Click on this link, and the displayed information will change. The account number for a checking account is a fourteen-digit number, listed as the “MICR Account Number”.

Each offer is based on how you currently shop, so the offers that you receive are relevant! To redeem the offer, simply click on it to see the details. Then shop at the specified retailer and pay using your debit card to earn the reward. Each offer has different details regarding when and where to shop and how much you need to spend. Offers that require an online purchase are clearly specified and may include a redemption code. Please read the details to determine how to redeem each offer and start earning rewards.

Each offer has an offer period that was set by the merchant. You must redeem offers before the expiration date. The expiration date can be found in the offer details section of the offer by clicking on the offer.

Offers are matched on an account level, based on the purchases made with SSSCU debit card for that account. If you make different purchases with different accounts, you will see different offers in those accounts. You must use the SSSCU debit card connected to that account to redeem the offers for that account.

No. Your personal information is not shared with retailers. In fact, no personal information leaves SSSCU.

There is no fee for using your debit card at a Silver State Schools Credit Union ATM or other ATMs within the Shared Branch and Allpoint Network. To find Silver State Schools ATMs and other fee-free ATMs, visit our Locations page. However, if you use your debit or ATM card outside of our network, you may be charged a fee.

Yes, this program is free! There is no cost associated with this program, making it easy for cardholders to earn rewards. This rewards program is just another benefit of using your SSSCU debit card.

You can opt out by clicking on the “Stop receiving all offers” link on the rewards summary page. This link can be found in the upper right part of the rewards summary page. If you opt out of the rewards program at this time but change your mind later, please contact one of our Service and Solutions representatives and we will resume providing offers to you.

Your rewards will typically be deposited to your account the month after you redeem the offer. Since we do not share your personal information with retailers, we cannot credit your account immediately at the time of purchase. For example, any rewards you redeem in the month of September typically will be credited to your account at the end of October. If you would like to see the offers you have redeemed or the total value of the offers you have redeemed, please visit the rewards summary page.

You can find offers on the new home page beneath transactions in the transaction history or in the “Purchase Rewards” section on the right part of the page. Offers can also be found on the account history page or the rewards summary page. New offers will be labeled as “New Offers” until you click to activate them. Once clicked, the reward is activated and ready to redeem. All offers can be viewed by visiting the rewards summary page.

This program is administered through a third party. All personally identifiable information is secure and is not shared with the third party. Our third party partner will make best efforts to collect all of the rewards due to you and assumes all liability for the collections. SSSCU is not liable for rewards, but will work with the partner to ensure a great member experience.

You can reach us through the following methods: 1.800.357.9654; email support@silverstatecu.com; via Secure Chat in Online or Mobile Banking, or visit one of our local branches.

Offers are based on how you currently shop to ensure the offers you receive are relevant. If you seldom use your debit card, you may not receive any offers until you begin using your card more. The more you use your SSSCU debit card, the more chances you will have to receive relevant offers!

You may not be receiving any offers because you accidentally opted out of the program. If you cannot access the rewards summary page or don’t see the “rewards” section in the upper right part of the new home page, you are not enrolled in the rewards program. Please contact one of our Service and Solutions representatives to be opted back in.