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Conventional Home Loan

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Conventional Home Loan

Looking for a steady and reliable home loan? This popular mortgage option features a fixed rate or an adjustable-rate.

The fixed rate ensures your monthly principal and interest payments will remain consistent for the entire loan term. Budget with confidence and never worry about rising interest rates.

An Adjustable-Rate Mortgage is also available. With an ARM, the interest rate changes periodically, usually in relation to an index, and payments may go up or down accordingly.

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Additional details

  • Available for Nevada primary homes, second homes, and investment properties
  • Down payments as low as 5%, but a 20% down payment is required to avoid private mortgage insurance (PMI)
  • Maximum loan amount is $766,550
  • Minimum FICO requirement1

Silver State Schools Credit Union (NMLS ID#382004) originates mortgage loans through its wholly owned credit union service organization, Silver State Schools Service Company LLC (NMLS ID#410609) dba Silver State Schools Mortgage Company. Silver State Schools Mortgage Company LLC is located at 630 Trade Center Drive, Las Vegas, NV 89119 and can be contacted at 702.733.8820. Our mortgage loan origination officers are all licensed through the National Mortgage Licensing System (NMLS).

1 Minimum credit scores apply. Not all applicants will qualify.
All loans are subject to approval. Rates, terms, and conditions are subject to change.