VA HOME LOANS
MORTGAGE LOANS FOR ACTIVE MILITARY AND VETERANS
Financing designed to help veterans and active military qualify with lower rates and flexible terms.
30-YEAR
ADDITIONAL DETAILS
- Guaranteed and insured by the U.S. Department of Veteran Affairs
- No down payment required for qualified veterans4
- No private mortgage insurance (PMI) required
- Available for primary residence only (owner-occupied homes)
- Eligibility5 extends to any member of the military after they have served at least 90 days
THE HOME BUYING JOURNEY IS EASIER WITH SEASONED MORTGAGE PROFESSIONALS BY YOUR SIDE
VA HOME LOAN FAQs
Yes. A General Membership gives you access to VA Home Loans and other mortgage loan options, as well as Savings, Checking, and so much more. Anyone who lives in Nevada can join! Learn more about how to qualify for a Silver State Schools Credit Union membership.
The Silver State Schools Credit Union service area is the entire state of Nevada. While our core membership is comprised of those involved in the educational industry, such as employees, volunteers, students and parents of students, anyone can become a member. Learn more about how to qualify for a Silver State Schools Credit Union membership.
EXPLORE OUR MORTGAGE OPTIONS
Conventional Home Loans
We offer fixed-rate and affordable-rate mortgages for primary residences, second homes, and investment properties.
FHA Home Loan
Discover low down payments and flexible terms with our FHA loan options. Your key to affordable homeownership.
Educators+ Homeownership Program
Unlock homeownership with specialized mortgage programs for teachers and staff. No down payment required.
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Mortgage Loan Rates can change at any time and without notice.
1The disclosed APR is based on the payment of 1.000 origination point. For example, a $400,000 loan with a 7.477% APR with a 360-month repayment term, the estimated monthly principal and interest payment is $2,763.
2Interest rate quoted assumes a purchase with 45-day lock pricing at 60% loan-to-value (LTV), a minimum FICO score of 740 on a primary residence. The actual interest rate, APR and payment amount may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lender. Not available in all states. Payments shown do not include taxes or insurance, actual payment obligations will be greater. Minimum credit scores apply. Not all applicants will qualify.
3Annual Percentage Rate (APR).
4VA Loans require a VA funding fee at closing. The fee is higher with a zero-down payment. If a down payment of 5% or more is made, the fee is reduced. The VA funding fee is non-refundable.
5Eligible borrowers include Veterans, Active-Duty Personnel, Reservist/National Guard members and some surviving spouses.
All loans are subject to credit approval, verification, and collateral evaluation. Other terms and conditions may apply, ask for details. Silver State Schools Credit Union (NMLS ID#382004) is located at 630 Trade Center Drive, Las Vegas, NV 89119, and can be contacted at 702.733.8820. Our Mortgage Loan Origination Officers are licensed through the National Mortgage Licensing System (NMLS).
Membership eligibility is required. Must be a Silver State Schools Credit Union member to borrow. Membership at SSSCU requires a savings account with a minimum balance of $25.00.
