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VA Home Loans

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VA Home Loans

We are committed to helping veterans and their families become homeowners. VA loans offer powerful advantages and flexible requirements, and are guaranteed and insured by the U.S. Department of Veteran Affairs.

A mortgage expert will help you determine your eligibility and discuss the benefits that are available to you.

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Additional details

  • Guaranteed and insured by the U.S. Department of Veteran Affairs
  • No down payment required for qualified veterans1
  • No private mortgage insurance (PMI) required
  • Available for primary residence only (owner-occupied homes)
  • Eligibility2 extends to any member of the military after they have served at least 90 days

Mortgage programs are offered by Silver State Schools Mortgage Company (NMLS ID #410609), a credit union service organization wholly owned by Silver State Schools Credit Union (NMLS ID #382004).

1 VA loans require a VA funding fee at closing. The fee is higher with a zero down payment. If a down payment of 5% or more is made, the fee is reduced. The VA funding fee is non-refundable.

2 Eligible borrowers include Veterans, Active Duty Personnel, Reservists/National Guard members and some surviving spouses.