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Secured Loans

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Secured Loans

Use your existing certificate or savings* balance as collateral and borrow against those balances at an attractive interest rate. While you take advantage of loaned funds, you will continue to earn dividends on your balances - and you may even be able to build your credit.

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Additional details

  • Convenient early payoff option
  • Fixed, competitive interest rates
  • Rate is fixed at 3.00% APR** over the account rate being used for collateral
  • Weekly, bi-weekly, or monthly payments
* Deposits held in Money Market accounts and IRAs are not eligible to be offered as collateral.
** Annual Percentage Rate
All loans are subject to approval. Rates, terms, and conditions are subject to change.